Plymouth MA, South Shore and Cape Cod Real Estate Blog

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Plymouth MA Title V septic system loans

Septic system

The Massachusetts Department of Environmental Protection ("DEP") has established regulations governing on-site, subsurface sewage disposal systems, including septic systems and cesspools, that apply at the time of sale or transfer of a property served by an on-site subsurface system. (Title V of the Massachusetts Environmental Code, 310 CMR 15.3301 et seq.) The regulations require that septic systems and cesspools be inspected by a licensed inspector "at or within 2 years prior to the to the time of transfer of title" to the property to determine if the system complies with DEP requirements. (Greater Boston Board of Realtors Title V Addendum)

Through Plymouth's Office of Community Development, local homeowners are able to take advantage of a loan program to repair and/or replace failed septic systems so that they meet the state Title V requirements. Title V guidelines and regulations help to ensure effective septic systems that do not contribute to groundwater pollution.

This spring, Town Meeting will be asked to allow the Town of Plymouth to borrow $200,000 from the Massachusetts Water Pollution Abatement Trust. 130 local homeowners have already taken advantage of this loan program and there is a list waiting for the next round of funding.

Loans start at $5,000 for a 5 year term and range up to $15,000 payable over 15 years. For more information please contact Plymouth's Office of Community Development at the Plymouth Town Hall ( at 508) 747-1620.

Visit www.SamanthaNichols.com for more details

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information.

PLYMOUTH MA COMMERCIAL PROPERTY - 1 PRINCE STREET

1 Prince Street, Plymouth

FOR SALE and/or LEASE $599,900

1 Prince Street, Plymouth MA

 4,500 sq ft building vacant and available for sale/lease.

Past tenant was M-F day care utilizing one floor of building at $72,000 yearly gross. Second floor space available for owner occupied office or second tenant. Separate entrances and parking in both front and back. Additional storage space available in basement. Close to Rtes 3 and 44 for easy access.

1 Prince Street, Plymouth MA

 

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information.

CAN YOU KEEP TRACK OF IT ALL?

 

Take notesHouse hunting can become overwhelming for many prospective buyers, especially with the current market conditions and numerous choices available. REALTORS® use a few tricks that can help you remember what you have seen.

You will usually be given a copy of the listing with all the pertinent information. Write down at least one distinctive feature on the listing sheet that will help you remember the house. Maybe the house had crown moldings in the dining room, a red door, or a room with unusual wallpaper. If the house was particularly interesting to you, put a big star on the top of the page to remind yourself that you would like to see it again or even perhaps make an offer on it.

If there are especially attractive features or if you eliminate a house from consideration for any reason, be sure to tell the agent your thoughts and why. Communication between you and your REALTOR® will save you a lot of time and effort. The more knowledge your agent has of your "likes" and "dislikes", the easier it will be to show you only the homes that meet your particular needs.

  Visit www.SamanthaNichols.com for more details

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information

THE VINE - Live Entertainment - Main Street, Plymouth MA

THE VINE- European Style Wine Bar
18 Main Street Extension, Lower Level
(under Café Stréga)
Plymouth , MA 02360 (508) 830-1942

Opens 4PM-11PM Tuesday, Wednesday, Thursday
Opens 4PM-1AM Friday and Saturday


Open Mic 8-11 Every Thursday - Musicians, Poets,
Comedy

Create your own wine tasting every night $15 including appetizers!
Visit thevineplymouth.com for more information

ENTERTAINMENT CALENDARTHE VINE, PLYMOUTH MA  

  • 1/9     Judy Pavadore and Paul Colarusso
  • 1/10   Dave Yaegar
  • 1/16   Kathy Hayden
  • 1/17   Austin Glass
  • 1/23   Sherry Malone
  • 1/24   Jeff Copeland
  • 1/30   Michael Ghiggheri
  • 1/31   Matt Whipple
  • 2/6     Bob Paluzzi
  • 2/7     Judy Pavadore and Paul Colarusso
  • 2/13   Dave Yaeager
  • 2/14   Kathy Hayden
  • 2/20   Sherry Malone
  • 2/21   Jeff Copeland
  • 2/27   Matt Whipple
  • 2/28   Judy Pavadore and Paul Colarusso

Visit http://www.thevineplymouth.com/products.htm for more details!

 ERA Belsito and Associates

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508.726.1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information

HAPPY HOLIDAYS

HOPING YOU HAVE HAPPY HOLIDAYS

Bramhall home on Long Beach, Plymouth, MA

From the shores of Plymouth, MA

To Main Street, Corning, NY

Corning NY

From the farms of upstate, NY

Farm on Rte 414, NY

To the vineyards on the Lake

Vineyards on the Lake

 

 

 

 

Here's wishing you and yours a Happy and Healthy Holiday Season into the New Year!

 

 

 

 

 

  

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508.726.1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information

PAY ATTENTION TO THE DETAILS

The little things--both positive and negative-can make a big difference to prospective buyers who are interested in your home, especially in today's market where competition can be fierce.

Before you list your home, go through the house with a careful eye. Fix any loose doorknobs, popped screen doors, and loose grout around the tub and shower. A coat of fresh paint can work wonders to dress up a house.  Wash the windows, hang a pretty plant from the bathroom skylight, and clean out the closets.  Arrange the furniture to make the room look larger. If the rooms look cluttered, put your extra furniture into storage.  You can brighten up a room by increasing the wattage of the light bulbs. 

Going the extra mile to showcase your home will pay significant dividends when it's time to show it to buyers.  The less imagination people must bring with them when they look at your house, the greater your chances of selling your home quickly and for top dollar.

 

            ERA Belsito and Associates

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508.726.1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information.

Tips for CitiMortgage and Short Sales

Last week I started a short sale process with CitiMortgage and decided that this would be the perfect opportunity to share my experience as it goes. Hopefully in the end, the buyer gets the house, the seller can move on and we can all learn from my trials, tribulations and triumph.

The process originally started with my client, Mr. Seller back in August 2008. He contacted the CitiMortgage Hardship Assistance department in the hopes of restructuring his loan to save his house. Paperwork faxed to a Maryland office (CitiMortgage contact info) included  his financials, Hardship Letter explaining his situation and Workable Solutions Application.Signed offer on 153 High Street, Carver

Mr. Seller received a letter three (3) weeks later from the Loss Mitigation Department stating he had been assigned to a Loss Mitigation Specialist and that person would be contacting him. The "expected review time for the process" was to be "15-30 days". Unfortunately Mr. Seller did not hear from Mr. Loan Specialist and any further attempts at contact by Mr. Seller resulted in unreturned calls.

Fast forward two (2) months...and we have an offer! After numerous price reductions, I have procured a buyer willing and able to move forward with the purchase of this home. Now it's back to the drawing board with CitiMortgage.

I spent Thursday and Friday last week calling Customer Service & Loan Mitigation, neither of which could give me a straight answer about the short sale process. Both departments requested the Letter of Authorization which had been faxed in with the original package in August...hmm. Customer Service said they would fax a new one to sign within 24-48 hrs (I never received it) and Loan Mitigation said it would be 7-10 days. *** A short cut for this is to have the seller call Loan Mitigation with you conferencing and CitiMortgage will give you a 24 hr access to the account.***

Personally, I wasn't satisfied with that solution so I pressed on. I reached a Customer Service Supervisor that said I could use my own Letter of Authorization with certain language ***I/we hereby release Citi Mortgage Inc. and affiliates, employees, officers, agents and directors from any claim(s) that might arise in connection with this authorization. This authorization will remain in effect until revoked in writing.*** Done.

The entire package was faxed to the Loan Mitigation Department, attn. Mr. Loan Mitigation Specialist with calls into him as well. No response for Monday, Tuesday and Wednesday. (and yes, I did leave messages every day all three (3) days.) Thursday morning Mr. Seller called Mr Loan Mitigation Specialist's supervisor (notice a pattern here?) and was able to get results! Mr. Loan Mitigation could not help us, hence his lack of response.

Mr Supervisor called me within 10 minutes, stated he understood Mr. Seller's concerns and how could he help. I was (finally) authorized to discuss the account. The file was fast-tracked to a supervisor in Short Sale Mitigation who in turn assigned it to someone in the department. Mr. Short Sale Mitigator contacted me within 3 hours, another very polite and helpful person.

The entire file along with the HUD worksheet was emailed to him but in the meantime, he put in the BPO and appraisal requests...WOW! ***CitiMortgage may require up to two( 2) appraisals and a BPO***.

A broker called me by 11AM today for the BPO. It was done by 1PM with a promise to have it at CitiMortgage by this afternoon. Now the push for the next phase begins.

What have I learned thus far in this transaction? Persistence pays off. Had I waited for the original faxed Letter of Authorization, I'd still be waiting over a week later with no progress. When in doubt, ask for a supervisor. And ask, ask, ask any and all questions about the process, when steps will be taken, who can you call/email and how often. I've done a few of these over the years (I like a challenge) and the best advice...just keep going, as difficult as it may seem. Stay tuned for more! 

 

 

Specializing in residential, new construction, and commercial real estate in Plymouth, surrounding South Shore towns and Cape Cod & the Islands, Samantha consistently updates her knowledge to provide better service to you.

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information.

The Fountain of Youth

Grandma and Grandpa Nichols

This may the BEST photo I have ever seen about a couple in LOVE.

And I'm not just saying that because the folks in this photo are related to me...althought they are. I'm saying that because it really IS the coolest photo. The love, the energy, the lump in my (maybe your) throat...the peanut butter sandwich being eat'in in the screened in window by the "spy" little sister! How cool is this...and how flexible is my Gram?! Laughter and Love are the Fountain of Youth as far as I'm concerned. Any thoughts?

I just wanted to say HAPPY 87th BIRTHDAY to my Grandpa.

With love from your Sunshine Girl, Sam 

Home for Sale in Chiltonville, Plymouth, MA $669,900

Home for Sale in Chiltonville, Plymouth, MA $669,900

11 Woodvale, Plymouth, MA $669,900

Gorgeous well-maintained Chiltonville home is just waiting for the large or extended family. Perfect for someone that likes to entertain with a flowing open floor plan and new state of the art kitchen! Enjoy Thanksgiving in the formal diningroom or Christmas in the fireplaced great room with wet bar! Beautiful cathedral sunroom opens on to an oversized deck, overlooking the private wooded backyard and bountiful gardens. Spacious bedrooms and a large basement for expansion round out all that this special home has to offer. Truly a home for you and your family to enjoy for years!

Formal Livingroom

Front to back fireplaced formal Living room

Open entryway

Open Entryway for greeting guests

Fantastic new Kitchen

Fabulous new state-of-the-art Kitchen

Master bedroom

Master Bedroom fit for royalty

Deck with overhead awning

Spectacular outdoor living with overhead awning

Private wooded 1.2acre lot

This wonderful home is located on a lovely 1.2 acres in desirable Chiltonville, Plymouth, MA for $669,900

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information.

 

DIAMOND IN THE ROUGH

DIAMOND IN THE ROUGH

A house can be a diamond in the rough             There are a lot of "diamonds in the rough" for sale on today's real estate market. Such a "diamond" may be in a great location, have large sunny rooms and a big yard, but may also have torn wallpaper, worn hardwood floors, old carpeting and uninspired bathrooms. 

      If you can look beyond the surface, you may see a house with incredible potential that could be transformed by a little "elbow grease", paint and new carpets. If a house is structurally sound and all the systems are in good condition, it may be only a few cosmetic repairs away from being fantastic! A home that does not show well is usually priced accordingly. If the price doesn't reflect the condition of the house, the seller may be more willing to negotiate than a seller who has made a considerable investment in preparing a home for the market.

           So bring your imagination with you on your next house-hunting trip! 

You may be pleasantly surprised.

            Visit www.SamanthaNichols.com for more details

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.

  • For information regarding Massachusetts and the oceanfront community of Plymouth MA, visit Plymouth MA Real Estate.
  • To search the MLS for homes, condos, land, multi family & commercial properties and view full listing sheets with property addresses, sign up with no obligation at my MLS information access site.

I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.

Click here to view local Plymouth, South Shore & Cape Cod MA information.